Archive for megan@spredx.com

The Question Almost Every New Silver Buyer Asks First Somewhere between deciding to buy silver and actually pulling the trigger, almost every new investor hits the same wall: bars or coins? It sounds like a simple question. It is not. The answer depends on why you are buying, how you plan to store the silver, […]

The Retirement Question Nobody Phrases Quite Right For most of the last forty years, the standard advice went something like this: as you approach retirement, shift money from stocks into bonds. Bonds are safe. Bonds provide income. Bonds protect capital. It was a clean narrative, and for a long time, it held up reasonably well. […]

Federal Employees Have a Unique Retirement Situation Most of the rollover conversations we have start with 401(k)s. That makes sense — it is the most common employer-sponsored plan in the country. But we work with a segment of clients who have a fundamentally different retirement vehicle: the Thrift Savings Plan, or TSP. And a TSP rollover […]

The Coin That Earns Its Place in Serious Portfolios We talk to a lot of first-time precious metals buyers who come in with the same short list: Gold American Eagle, Gold American Buffalo, maybe a bar or two. And those are solid choices. But there is one coin that comes up again and again in […]

The First Thing New Clients Always Ask About Shipping Every week, I talk to clients who are close to making their first physical metals purchase but have one specific hesitation. It’s not the price of gold. It’s not even the paperwork. It’s this: “How exactly does the delivery work? Is it actually safe?” Fair question. […]

The Phone Calls Always Pick Up When Markets Drop I’ve noticed a pattern over the years. When the stock market has a bad week, our phones ring more. When recession fears start showing up in the news cycle, the calls come faster and the conversations go deeper. People sense something. They start asking questions they […]

Platinum Gets Overlooked. That’s a Mistake. Most people researching precious metals IRAs spend their time on gold and silver. Platinum barely enters the conversation. I understand why: gold has the longest track record, silver has the lowest entry point, and platinum sits in a quieter corner of the market that doesn’t get much mainstream attention. […]

Wondering which silver bullion coins are worth buying? Our specialists break down the top options, what to look for, and how to get started today.

The Dollar Has Lost Over 96% of Its Purchasing Power Since 1913 That number stops people when I say it on calls. A dollar in 1913, the year the Federal Reserve was established, had the purchasing power of roughly $30 today. The erosion didn’t happen overnight. It happened gradually, through wars, spending cycles, monetary policy […]

Most People Don’t Know Platinum Can Go in an IRA When people hear “Precious Metals IRA,” gold is the first thing that comes to mind. Gold is what gets advertised, what gets written about, and what most specialists default to in the first conversation. Platinum barely gets a mention. That’s a missed opportunity for a […]